Analyzing Ethical Behavior - 920 Words

ANALYZING ETCHICAL BEHAVIOR PAPER Analyzing Ethical Behavior Paper Chad L. Million Grand Canyon University BUS-340 Ethical amp; Legal Issues in Bus. Glen Germanowski July 25, 2010 Analyzing Ethical Behavior Paper When functioning in the corporate world, it is an essential to include moral ethics. Ethics is also particularly imperative when laboring with financial information. It is very hard to have faith in someone managing plenty of money. Corporations in the past have distorted their financial statements in regulation to look superior to stockholders, without thinking of the penalty that may be a consequence if they get caught. If a corporation does not encourage good quality ethical conduct within the business, it is†¦show more content†¦In addition to shareholders having self-assurance in the corporation, partners and suppliers have to be able to trust the corporation. Delicate relationships are established upon trust, as are business associations. Corporations flourish on networking in order to be successful. Employee implementation also gets better while laboring in an ethical environment. If member of staff performance improves, the business w ill thrive, and as an end result, everyone triumphs. Bernie Madoff and Enron did not make ethics mandatory within their corporation, therefore trust nor could success be established. When that happens a chain reaction from ethical behavior to non-ethical behavior occurs. Non-ethical behavior is what scorned their corporation and generated bad publicity. Shareholders and corporate partners lose their confidence in the corporation and gave their money, business, and support to similar companies. By being non-ethical lead to their finical failure and the failure of their business. By not being truthful with the shareholders, financials it is easy to see how the actual companies failed. Corporate partners could not count on the company when it came down to making business decisions. That’s what caused the bad publicity for their company and keep them in the negative attention drawn to their business. Conclusion In conclusion a goodShow MoreRelatedEthical Decisions1017 Words   |  5 PagesEthical Decisions July 8, 2012 Ethical Decisions Every individual is faces with ethical decisions every day in both their personal and professional lives. To avoid making unethical decisions, one must know what leads to poor decision making. Once a person knows what leads to the poor decision, they must find ways to resist making an unethical act. A person cannot make the right choice if they do not know how to avoid it. A leader must also know how to inspire ethical decisions withinRead MoreWorkplace Ethical Dilemma Essay1301 Words   |  6 PagesWorkplace Ethical Dilemma Tanya W. Cooper BSHS/332 Professional, Ethical and Legal Issues in Human Services April 16, 2012 Kathleen Roberts Everyday individuals are faced with issues associated with ethical dilemmas. Ethical dilemmas involve an individual’s behavior toward a moral standard, which may have been established from previous generations and passed along. In upholding the standards taught individual may be forced to take a particular action involving a decision when a behavior is consideredRead MoreBusiness Ethics at Rocky Mountain Imaging Essay examples1676 Words   |  7 PagesBoard of Directors to overlook the operations and sales (revenue/expenses) of Rocky Mountain Imaging. Tim, The CEO has informed us to advise DEC to cut us a check from the MDF account immediately. ETHICAL ORGANIZATION An ethical organization is a firm that ensures all corporate activities are ethical, legal, and within all regulatory company, local, state, federal and international law. Ethic statements are crucial to an organization if organizations want employees to be in compliance with regulationsRead MoreDeveloping An Alternative Punishment For Adolescents1345 Words   |  6 Pagesimplemented for the treating adolescents. There are many branches considered within the study of ethics. Metaethics can be considered as the language, methods, logic structure, or reasoning when interpretation ethic terms. Identifying or classifying the behavior or standards of conduct uses the knowledge and background of normative ethics. Solving practical moral based problems such as providing alternative treatment for adolescent’s with mental health then the importance of applied ethics will be intertwinedRead MoreCredit Card737 Words   |  3 Pagesconnections with the clients. With good relationship a nd good customer loyalty, the chances that the customer will pay their debt on time is quite high. 2. What are the business benefits of analyzing customer purchase data and constructing behavioral profiles? The following are the business benefits of analyzing customer purchase data are the following: 1. The company stores the customer’s information in the repository and with the use of data mining and other business intelligence, the company canRead MoreThe Importance Of Ethical Behavior And It s Significance969 Words   |  4 PagesThe Importance of Ethical Behavior and it’s Significance in Persuasion Ethical behavior is significant to the development of persuasion, and important to the behavior of humans.It also influences persuasion by developing the progression of persuasion, and increasing those who are accountable for it. A person’s ethical behavior originates with morals and changes into what way an individual is required to connect to encourage effectively and dependably and finishes with who obligation it is toRead MoreThe Man Who Shocked The World1725 Words   |  7 Pagesthe World’. The case study mainly revolves around a controversial psychological experiment conducted by Dr. Stanley Milgram, a 28-year-old psychologist at Yale University who was also a Harvard graduate with a PhD. He basically chose to study human behavior and provide insights on the capacity of the members of the human race to inflict harm on each other. In order to carry out this study, he advertised for and chose participants from the general public who were only told that they wo uld be volunteersRead MoreEthical Dilemma a Walmart Manager Might Face1537 Words   |  7 Pagesof the main ethical dilemmas that a store manager working for Wal-Mart might be faced with is a conflict of interest. He/she has been placed into a situation where there is no right or wrong answer, but rather a right, and right answer. Does he choose the role of being a good manager, and risk the managerial position? Or does he act upon the â€Å"unethical† commands of his superiors in favor of keeping his job? Three underlying elements further complicating his decision to make ethical choices are discussedRead MoreThrough The Looking Glass : Article Review856 Words   |  4 Pagesprocess of ethical decision making. This is a thought provoking article, which explains the ambiguous human perspective on ethical behavior. Although there are no specific studies associated with this article, it does however theorize that there are three specific observations, which best explain wor k related ethical behaviors. The scholarly article’s hypothesizes that human instincts, cultures, and polarizing pressures between social and individual responsibilities all affect people’s â€Å"ethical† decisionRead MoreThe Role Of Ethics And Social Responsibility On Developing A Strategic Plan746 Words   |  3 Pages Ethics is the â€Å"consensually accepted standards of behavior for an occupation, trade, or profession† (Wheelen Hunger, 2010, p. G4). Ethics in business involve different standards based on the location and customs. What is ethically acceptable in one environment may not be acceptable in another. Analyzing ethics is essential when developing strategic plans. Some even may argue that there is no such thing as business ethics (Wheelen Hunger, 2010). The whole concept of ethics and business is a bit

MBA Career Essay - 1210 Words

Abstract The purpose of this paper is to construct and support an argument on decision I made to pursue an MBA degree to further my career as a senior manager within the Pharmaceutical industry. The argument will be based on a â€Å"What’s My Jungian 16-Type Personality?† test and a general benefits analysis of postgraduate and specifically speaking MBA programs. The paper will evaluate on my personal score from the test. ENTP result describes individuals who are typically enthusiastic innovators, seeing new possibilities, different theories, and new ways of doing things. Further in the paper we will look at the benefits of undertaking MBA program including: better career prospects, opportunity to gain not only theoretical knowledge, but†¦show more content†¦What’s My Jungian 16-Type Personality? This type of personality tests are great tools to understand our personality and what is more important to understand how others are perceiving us as work colleagues. The What’s My Jungian 16-Type Personality? test is not a measure of our skills or abilities in any area. Rather it is a way to help us become aware of our particular style and to better understand and appreciate the helpful ways that people differ from one another. My score in the mentioned test was ENTP, which stands for Extraversion, Intuition, Thinking and Perceiving. People with this type usually are enthusiastic innovators, seeing new possibilities, different theories, and new ways of doing things. They are quick to see patterns. They have a lot of imagination and ini tiative for starting projects. Being competent is very important to them. Their energy comes from what is new and different, and they enjoy spontaneity and taking action. They can become so interested in their current projects that they drop other less exciting things. They dislike routine and find it hard to apply themselves to the sometimes necessary details involved in finishing projects. They become bored easily. They are most interested in logically analyzing ideas and theories. They can speak to all sides of an issue, and they may change sides if no one is championing the viewpoint of that side. The challenge of the discussionShow MoreRelatedThe Professional Career Of An Mba Student1192 Words   |  5 Pagesthe learner in many ways, it will create an opportunity of higher earnings and potential sign on bonuses as well as allow for higher positions within a company and often creates the next CEO of a company. Many articles about the professional career of an MBA student researched whether successful students we born or made. After analysis of many articles it seems as though leaders are â€Å"born and made, 30% of leadership is heritable and 70% is developed. These estimates are consistent with the findingRead MorePursuing an Mba Will Further My Career1193 Words   |  5 PagesPursuing an MBA will further my career Abstract By pursuing my MBA I will further my career in the current work environment that I am in. First, I need to establish the importance of how others perceive me and how I fit in the profile of a manager; this will be done using the Jungian Personality Self-Assessment Test. Then I will construct an argument that will prove the advantage of pursuing an MBA to further my career is the right choice. All higher level managers in my corporation haveRead MoreEssay Is an MBA Necessary for a Successful Career?765 Words   |  4 PagesIntroduction The importance of having an MBA for a successful career has been greatly debated since the first time it was introduced in 1900. The aim of this essay is to determine whether an MBA degree is essential to a successful career in business or perhaps there are other factors such as experience that is more important than mastering the business degree. The price of getting an MBA is increasing every year while the return of investment (roi) is dropping significantly at the same time. (ByrneRead MoreCareer Objectives Of Queens Executive Mba1385 Words   |  6 Pagesoutlining - Career objectives and - Learning objectives. Queen’s: A cover letter outlining - Current responsibilities and assignments, - Career accomplishments, - Reasons for applying to Queen s Executive MBA, and - Professional and - Personal goals. I want to earn the MBA so I can - Have better career prospects - Earn more money - Secure my career - Finish what I wanted to accomplish 20 years ago, to serve my country, - Align my skills with the appropriate credentials - Open up my career choicesRead MoreMy Current Level Of Responsibility And Contribution Of The Merchant Services Division925 Words   |  4 Pageswhich processes or performance indicators lend themselves to optimization. Executive management recognizes the strategic value that predictive and prescriptive analytics have on quantifying business decisions. What are your career goals for the next five years? My five-year career goals involve continuing to increase my knowledge and expertise in BBT Merchant Services while graduating from the UNC EMBA program. Being a student in the UNC EMBA program will allow me to participate in cohort-based coursesRead MoreCareer Goals And How Will An Mba From Saint Leo University Assist You For Reaching Those Goals?934 Words   |  4 Pages1. What are your professional goals and how will an MBA from Saint Leo University assist you in reaching those goals? I aspire to become an attorney who operates a firm that specializes in matters involving international business and family law. My aspirations of becoming an attorney directly aligns with the Master’s of Business Administration program offered at Saint Leo University. My professional goals as an executive and future attorney requires me to attain the highest level of professionalRead MoreChoosing Your It Career Path12084 Words   |  49 PagesCHOOSING AND NAVIGATING YOUR IT CAREER PATH Newton s First Law of Motion states that an object at rest tends to stay at rest, and an object in motion tends to stay in motion until acted upon by an external force. This is true of careers as well, including yours. Where do you want your IT career to be in one year? Do you want to have earned several IT certifications in that time, therefore advancing your IT career? Or do you want to be in the exact same place you are today? The only person whoRead MoreCareer Goals And Objectives For Health Care Management789 Words   |  4 Pageschance to reflect on my career goals. I am now ready to earn my MBA in health care management. With this degree, I will be able to accomplish my career goals and objectives. I plan to use my master s degree to help me pursue a career in health care management. My career goal is to become a health care manager in one of my area hospitals. I’ve research the strategies needed to successfully complete a MBA program. I’m motived and fully pre pared to start working on my MBA. I ecstatic to embark onRead MoreCareer Aspirations1515 Words   |  7 PagesWhat are your career aspirations and how will the internship module help you to achieve them? Introduction My name is Praveen Divakaran B.Tech Degree in Electrical Electronics form Saintgits College of Engineering (2009). PROFESSIONAL EXPERIENCE: Two years of work experience as a Sales Engineer for Gulf Services and Industrial Supplies Co.LLC in Water Equipment’s Division – Oman. Employer Profile: Gulf Services and Industrial Supplies Co. LLC is a part of Arabi WLL Group, one ofRead More16 Things Every International Student Should Know About Insead Essay1362 Words   |  6 Pagesaccommodation but the university has negotiated special rates for students in hotels nearby. High ranking: INSEAD consistently finds a place among the world’s top five MBA programs by Financial Times, Bloomberg Businessweek, and Forbes. The INSEAD MBA program was placed first in the FT’s 2016 ranking. The Tsinghua-INSEAD Dual Degree Executive MBA and the Single School EMBA program have received the top ranking from FT (2015). Faculty: As can be expected, INSEAD boasts an array of distinguished professors

Everglades Flooding (753 words) Essay Example For Students

Everglades Flooding (753 words) Essay Everglades FloodingPerhaps we take it for granted that our beautiful homeland will be foreverchanged because of the effects of modern civilizations. The environment, localanimals, plants, and neighboring niches are all being affected by a few factors. The insensitivity of humans towards our fellow living creatures has caused theEverglades to shrink dramatically in the last one hundred years. The health ofthe everglades has been compromised because we as humans need more space to liveon, bigger roads, and adventures on which we embark. In the followingparagraphs, I will explain one of the most threatening factors to FloridasEverglades, habitat loss. Originally, the Everglades consisted of nearly 8,100square miles, now, it has been reduced to about 2,300 square miles of whichabout three-fifths is in set-designated water conservation areas. Two-thirds ofthe original everglades is the water that falls on one-thirds of the originalwatershed. In simpler terms, the water in the Everglades is being washed intothe ocean at a faster rate than the animal and plant life can adapt to. If thisproblem continues on the same route it is on, the death toll of animals andplants will reach catastrophic proportions. Many years ago, the Everglades wasm uch deeper than it is now and the wet season lasted many months. Now, hugeamounts of water come in short intervals and are dried up more quickly than itcan be replaced due to drainage. Grasses who survive in deep water are beingkilled rapidly. Due to the death of these grasses, several species of fish havedecreased dramatically in number. The loss of these grasses allows the melaluecato dominate these areas as the supreme species of plants. Fourteen animalspecies in the everglades are endangered and many more are threatened. The lossof habitat and overcrowding of certain species are disturbing animal population. Since the 1900s, ninety percent of the bird population has died. In 1988 aserious drought left many animal species homeless and many dead. Food loss dueto lack of water killed many plant species. By 1989, only 5,000 bird nests and15 colonies were present in the watershed of the everglades. In only one year,that number dropped to 1,000 nests. As we all know and love, the food webexplains how countless animal and plants are co-dependents of each other and howthe domino effect can change each and every one of those species. Manyconservation efforts have been done to save the everglades, yet they have allfailed miserably in a feeble attempt to erase the damage cause by the mostabundant predator to any species world wide, mankind. The Everglade AgricultureArea has been set up to enrich the soil in the Everglades, hopefully restoringthe animal and plant life to the original numbers that they used to be. When thewater levels plummet and new nutrients are added, the soil is exposed to largea mounts of oxygen. This speeds up the bacterial growth and can further harmplant life. The soil can then turn to fine dust and lower the water levelseveral feet. Another effort to save the everglades it to kill the melaluecatrees, which suck up large quantities of water. Cutting down the trees was firstattempted, but that effort further spread the melalueca seeds. Another methodwas tried, poison. Poisons are being developed to kill small islands ofmelalueca trees with out harming the neighboring plants. Everyone can agree onone thing, the distribution of melalueca trees in the Everglades by humans isone of the worst ideas to plague the Everglades epidemic. Overall, vast amountsof money have been spent to save the Everglades. The Clinton administration hasdonated 1.5 billion dollars on conservation efforts. The 13 billion-dollartourism industry to the Everglades and the Keys has helped with funds for theEverglades Wildlife Fund and other organizations. On average, the amount ofmoney d onated per year to Everglades conservation efforts is about 2 billiondollars. The reason I chose to do this report on the Everglade is because I gotan offhand look at how the Everglades is being destroyed slowly. While going onan airboat tour of the Everglades, I saw an alligator, which got its leg cut offfrom a boat propeller. While this greatly disturbed me, the airboat driverjokingly referred to the alligator as stumpy. I hope that one day, theEverglades wildlife and humans can co-exist. .uee51efb65513cb0b264ffb541518ed42 , .uee51efb65513cb0b264ffb541518ed42 .postImageUrl , .uee51efb65513cb0b264ffb541518ed42 .centered-text-area { min-height: 80px; position: relative; } .uee51efb65513cb0b264ffb541518ed42 , .uee51efb65513cb0b264ffb541518ed42:hover , .uee51efb65513cb0b264ffb541518ed42:visited , .uee51efb65513cb0b264ffb541518ed42:active { border:0!important; } .uee51efb65513cb0b264ffb541518ed42 .clearfix:after { content: ""; display: table; clear: both; } .uee51efb65513cb0b264ffb541518ed42 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .uee51efb65513cb0b264ffb541518ed42:active , .uee51efb65513cb0b264ffb541518ed42:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .uee51efb65513cb0b264ffb541518ed42 .centered-text-area { width: 100%; position: relative ; } .uee51efb65513cb0b264ffb541518ed42 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .uee51efb65513cb0b264ffb541518ed42 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .uee51efb65513cb0b264ffb541518ed42 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .uee51efb65513cb0b264ffb541518ed42:hover .ctaButton { background-color: #34495E!important; } .uee51efb65513cb0b264ffb541518ed42 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .uee51efb65513cb0b264ffb541518ed42 .uee51efb65513cb0b264ffb541518ed42-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .uee51efb65513cb0b264ffb541518ed42:after { content: ""; display: block; clear: both; } READ: The Body Shop International Case Study EssayBibliographyMuller, Peter O. (1992) The World Book Encyclopedia: Everglades. Chicago, IL:World Book, Inc. National Geographic Interactive (1998) . Washington, D.C: The Learning Company Everglades Ecosystem (1999). www.nps.gov/ever/eco.. Viewed: September 22, 1999. World Wildlife Federation (1999). www.wwf.org. . Viewed: September 22, 1999

ORGANIZATIONAL EFFECTIVENESS Essays - , Term Papers

ORGANIZATIONAL EFFECTIVENESS I was satisfied with my opportunities for professional growth. Strongly Disagree Disagree Neutral/Neither agree nor disagree Agree Strongly Agree My supervisor and I had a good working relationship. Strongly Disagree Disagree Neutral/Neither agree nor disagree Agree Strongly Agree Communication between senior leadership and employees was good in my organization. Strongly Disagree Disagree Neutral/Neither agree nor disagree Agree Strongly Agree My organization had a training program. Strongly Disagree Disagree Neutral/Neither agree nor disagree Agree Strongly Agree Leadership plays and important role in my overall success. Strongly Disagree Disagree Neutral/Neither agree nor disagree Agree Strongly Agree I would stay with an organization that paid low wages if I was satisfied with my job. Strongly Disagree Disagree Neutral/Neither agree nor disagree Agree Strongly Agree I was recognized by my leadership when I exceeded my job performance. Strongly Disagree Disagree Neutral/Neither agree nor disagree Agree Strongly Agree

Technical Terms (Most Important and Concerned) Essay Example

Technical Terms (Most Important and Concerned) Essay A copy of an original manuscript is called Apograph. ARCHIVES Organized body of public records or historical documents preserved in a repository. ALL RIGHTS RESERVED A phrase inserted in a book signifying that its copy right is reserved and its violation will be actionable and that the privilege of reproducing it in any form will not be granted without the consent of the owner of the copyright. ASSOCIATED BOOK A book which is written about another book. AUTOGRAPH 1. A person’s signature. 2. A manuscript in the author’s own hand writing. BASTARD TITLE (HALF TITLE) The brief title of a book in which the wordings of the full title is abbreviated and which is usually printed on a separate leaf preceding the main title page. BEST SELLER A current popular book in extensive demand and sold in large numbers. BIANNUAL A publication issued twice a year. BIBLIOLATORY Reverence and respect for books BIBLIOMANIA Madness for books. (Excessive passion for collecting and owing books). BIBLIOMANIAC One who suffering from bibliomania. BIBLIOPHILE A lover of books particularly of their format and physical make up. BIBLIOPEGIC A book binder, one who works to bind the books. BIBLIOTHECA Library is a place or building or store where collected books are arranged according to a systematic order. BIBLIOTHERAPY Cure of diseases with the help of reading books. BOOK RARITIES Scarce books of which only a few copies are available any where. BOOK REVIEW An evaluation of the contents, literary worth etc, especially a recently published book, published in a periodical or newspaper. BULLETIN A regular publication of an organization, society etc with a brief statement of the latest news concerning the issuing organization. BOOK We will write a custom essay sample on Technical Terms (Most Important and Concerned) specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Technical Terms (Most Important and Concerned) specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Technical Terms (Most Important and Concerned) specifically for you FOR ONLY $16.38 $13.9/page Hire Writer The book is defined as a collection of sheet of papers written, printed or typed, string and bound to illustrate further the concept of book. It has many folded sheets of papers which continue writing. When the page number are 49 or more than 49 it will be named as book excluding the cover pages. When pages are less than 49it will be especially named as pamphlet (decided in General Conference of UNESCO 1964). A non periodical printed publication of at least 49 pages, exclusive of cover pages. UNESCO. Dr. P. N. Gour. BYNAME (NICK NAME) A fanciful name in addition to or in place of proper name. . g Hamidullah Jan is called Hameedi. CANCEL The corrected replacement of a cancelled leaf or leaves of a book containing a textural error. BIBLIOGRAPHY List of books and other reading material, which record the information, describe the information, disseminate the information and does not index the information, not being necessarily of one collection or library. BIENNIAL A publication issued o nce in two years. BI-MONTHLY A serial publication issued once in two months. BI-WEEKLY (FORTNIGHTLY) A periodical which is published once in two weeks. BLURB (BOOK JACKET, DUST COVER, BOOK COVER, WRAPPER) Publisher’s description and praise of a book usually printed on the front flap of a book jacket. BOOK Book is an acronym of â€Å"Built in orderly organized knowledge†. â€Å"In education in Pakistan† written by Dr. R. A. Farooq. BOOK EXCHANGE An arrangement whereby a library exchanges its duplicate or discarded material with other library. BOOK LABEL (BOOK PLATE) A label pasted in a book to mark its ownership. CAPTION The heading at the beginning of the text, or of a chapter or section of a book, or of an article. CAPTION TITLE The title printed at beginning of a chapter or section of a book or at the too of each page. CATCHWORD A word given at the bottom of the page after the last line, such word being the first in the first line at the top of the following page. CHANGED TITLE The current title of a book which had originally been published with a different title, e. g, Ceramic in Pakistan old Title pottery in Pakistan change Title. CHARGE To record the loan of a book to reader. CLIPPING (PRESS CUTTINGS) A piece cut form a newspaper or periodical usually containing an important new or some writing worth preservation for the use of readers. For example Afghanistan, Kashmir, ECO, UNO, Pak, Middle East, Nuclear weapon etc. COLLABORATOR One who is associated with another in the writing of a book. COMPOUND NAME A name made up of two or more proper names. COPY RIGHT DATE The date on which copy right is granted in respect of an individual work, usually printed on the reverse of the title page. CORRIGENDA: (ERRATA) A printed list of correction of errors in the text of a book, notices after document was printed and inserted either before or after the printed text. CURATOR A person who has the charge of a museum, art gallery or any special collection. DEDICATION The author’s inscription in a book offering it to a person as a mark of respect or affection or gratitude towards that person. DOCUMENT A record of mental thought expressed in language, written on paper. EDITION The no of copies printed at one time and from one unchanged setting of types. An edition may comprise a no of impressions usually printed from the same types or plates. Different editions may embody an identical text or varying texts. END PAPERS One or more blank leaves inserted by the binder at the beginning and the end of a book. EPHEMERA Pamphlet, cutting and other materials of ephemeral interest and value. FLY LEAF A blank leaf at the beginning or end of a book. FOOT NOTE A note at the foot of a page, giving a reference, an authority or an explanation or elucidation of some matter in the text marked above on the page. FOREWORD: (PRE-AMBLE) An introductory preface of a book by the author stating the reason for writing and enunciation of his theme. FRONTISPIECE A pictorial representation or illustration in the beginning of a book, usually facing or preceding it title page. GAZATTEER A geographical reference work usually arranged alphabetically, giving descriptive, geographical, historical or statistical information about places written about. GLOSSARY An alphabetical list of technical terms concerned with any specific subject together with their definition or elucidations. HARD BINDING Binding in hard board covered with cloth or paper. IMPRESSION All copies of a book printed at the same time from the same setting or types. INDEX A systematically arranged alphabetical list of names, subjects etc, together with page nos where they occur, usually placed at the end of a book or other publications. INTRODUCTION The preliminary section of a book, usually explaining or defining its subject-matter, or giving a general study of the subject, often written by some one other than the author. LEAFLET A separate sheet of printed matter often folded but not stitched. LEGAL DEPOSIT Deposit of one or more copies of every book or other publication, printed or published in the country, in certain libraries, according to the copyright law or another related law of the country. LIBRARY DISCOUNT Rebate allowed by the book trade on the cost of books purchased by a library. LITHOGRAPHY Process of writing or drawing design on a stone and of processing printed impressions there from. MAGAZINE A periodical publication for general reading of which separate issues are published at regular intervals, containing articles on various subjects, by different authors. MONOGRAPH A separate, systematic and complete treatise on a single subject. NEW IMPRESSION Fresh printing of a book from standing type. PAMPHLET A non-periodical publication of at least five but not more than 48 pages, excluding cover pages. PAPERBACKS Books bound with paper covers, usually to reduce their cost price. PARTIAL TITLE The sub-title or alternative title or the secondary part of the title given on the title page. PICTOGRAPH A pictorial illustration telling a story by representing an object or an idea. (A thirsty crow, Greedy dog etc. ). PLATE A page containing illustrative matter bound or pasted in a book and usually not included in its pagination. PREFACE A statement written by the author, at the beginning of a book, giving its scope, reasons for writing and the class of readers for whom it is intended. OCTAVO A sheet of paper folded three times to form a section of eight leaves or sixteen pages. OCTAVO EDITION An edition issued in octavo form, i. e, of books having section of 8 leaves or 16 pages and whose height is between 20 to 25 cm. PRELIMINARIES Those parts of the book which precede the first page of the text, viz: half title, frontispiece, title page, dedication, acknowledgment, list of contents and illustrations, abbreviations, foreword or preface, introduction etc. PSEUDONYM A name used by an author which is not his real name in order to conceal his identity. PUBLISHING HOUSE A firm engaged in the trade of publishing books. RECTO Right hand page of an open book, usually bearing an odd Page number. REFERENCE LIBRARIAN A librarian incharge of a reference library or who is incharge of reference department in a library. REFERENCE BOOKS Books such as dictionaries, encyclopedias, gazetteers, year books, directories, indexes, bibliographies etc, which are compiled to supply definite pieces of information and are meant to be referred to for such information rather than to be read thorough. REFERENCES The list of publications to which an author has made specific reference in the course of his work, generally appended at the end of each chapter or at the end of the book or the article. REFERENCE SERVICE (REFERENCE WORK) The provision and organization by a library of a service which is directly concerned with assistance to readers in their search for information on various subjects, and in using the resources of the library in study and research. REPRINT An identical copy of a book, printed from the same type or with type set again by without any substantial alteration in the text. REVIEW An evaluation of literary work. REVIEW COPY A copy of a book sent free by the publisher to an individual scholar, or to a newspaper or magazine for review purposes. REVIEWING PERIODICAL A periodical publication largely devoted to reviews of new books. REVISED EDITION A new edition of a book in which printing and textual errors have been corrected, and new material added. REVISED IMPRESSION (PRINTING) A new impression of a book for which revisions have been incorporated in the original setting of types. ROYALTY Payment made to an author by the publisher of a book usually on a percentage basis of its retail price. RUNNING TITLE The title which is repeated at the head of each page of a book. SEMI ANNUAL A periodical or any other serial publication, published twice a year. SEMI WEEKLY A periodical issued twice a week. SHORT TITLE Shortened form of the title of a book enough to identify it in catalogue or bibliography, generally used in short cataloguing. SPINE The back of the cover of a book, which usually bears, the title, author and sometimes the publisher’s name. STANDARD BOOK (WORK) A book recognized as of permanent value because of its subject content or the style of writing. STANDARD EDITION The edition of an author’s book which is of a better quality than a normal or cheaper edition. SUB-TITLE A secondary or sub-ordinate title of a book following the main title which is usually explanatory, or modificatory of the main title. SUMMARY The substance or general idea of any written matter presented in a brief form. SURNAME A family name, usually used together with the personal name. TERMS Any word or phrase used in a precise or definite sense. TITLE 1. â€Å"Name of a work† Dr. S. S. Ranganathan. 2. The word or words by which a literary or intellectual work is designated on its title page which may also include the sub-title, alternative title or any elucidatory or descriptive matter relating to the title. TREATISE A formal systematic essay, or book on some subject. VERSION One of several forms of exposition in the same or another language of a work. VERSE The left hand page of an open book, usually bearing an even page number. XY-LOGRAPHY Printing from engraved blocks of wood. YEAR BOOK An annual volume, published every year, containing current information of a variable nature, also reviews of the happenings during the year and statistical statements of annual significance. WATER MARK A mark of water or trade mark is prepared and can be seen on any sheet of paper, specially hand made paper when holds to light. EXTRA BINDING A trade term for the best work in binding. FINISHING It is comprising of lettering, tooling and polishing of the book. FOREDGE The front edge of the leaves. FORWARDING Comprises all operations between sewing and finishing. SIGNATURE The letters or figures placed on first page of each sheet. CONCAVE The inside curve. CONVEX The outside curve. COLOPHONE A statement given at the end of the text of a book giving its title, subject, writer’s printers or publisher’s name and date and place of printing. Sometimes one or more of these items is omitted. IMPERFECTIONS Sheets rejected by the binder and returned to the printer to be replace. HEAD AND TAIL The top and bottom of the book. EMBOSS PRINTING Printing in raised characters for the blind. ADDENDA Additional matters essential to the completeness of the text of a book, usually added after the text. For example at page 85, at line 13 (After Automatic data processing add: see also Data processing).

Unrestricted Submarine Warfare and How It Caused Germany to Lose WWI

Unrestricted Submarine Warfare and How It Caused Germany to Lose WWI Unrestricted submarine warfare is the practice of using submarines to attack and sink all forms of enemy shipping, whether they are military or civilian. It is most closely associated with the First World War when Germany’s decision to use USW brought the US into the war and led to their defeat. The Blockades of World War 1 In the build-up to the First World War, Germany and Britain were involved in a naval race to see how many bigger and better battleships could be created. When this war began, many expected the resulting navies to sail out and fight a great naval battle. In fact, this only ever almost happened at Jutland, and that was inconclusive. The British knew that their navy was the only part of their military who could lose the war in an afternoon and decided not to use it in a massive battle but to blockade all the shipping routes to Germany and try and starve their enemy into submission. To do so they seized the shipping of neutral countries and caused a lot of upset, but Britain was able to soothe ruffled feathers and come to agreements with these neutral countries. Of course, Britain had the advantage, as it was between Germany and the Atlantic shipping routes, so US purchases were effectively cut off.Germany also decided to blockade Britain, but not only did they cause upset they caused th eir own destruction. Basically, the German above sea fleet was restricted to cat and mouse operations, but their submarines were told to go out and blockade the British by stopping any Atlantic trade reaching them. Unfortunately, there was one problem: the Germans had bigger and better submarines than the British, who were backward in understanding their potential, but a submarine can’t easily board and sail off a vessel like the British ships were doing. The Germans thus began sinking the ships coming to Britain: enemy, neutral, civilian alike. Unrestricted submarine warfare, because there were no restrictions on who to sink. Sailors were dying, and theoretically neutral nations like the US were livid.In the face of opposition from the neutrals (like the US who threatened to join the war), and demands from German politicians for the submarines to be brought under control, the Germans changed tactics. Unrestricted Submarine Warfare In early 1917, Germany still hadn’t won the war and there was a stalemate on the battlefields of Western Europe. But Germany knew they were out producing the allies when it came to submarines and were still having success with their more careful policy. High command wondered: if we began unrestricted Submarine warfare again, could our blockade force Britain to surrender before the US was able to declare war and get their troops over the seas? It was an incredibly risky plan, but German hawks believed they could starve Britain out in six months, and the US wouldn’t make it in time. Ludendorff, practical ruler of Germany, made the decision, and in February 1917 unrestricted submarine warfare began.At first, it was devastating, and as supplies in Britain dwindled the head of the British Navy told his government they could not survive. But then two things happened. The British began using the convoy system, a tactic used in Napoleonic times but adopted now to group travelin g ships into tough groups, and the US entered the war. The convoys caused losses to reduce, German submarine losses increased, and the specter of US troops finally broke the German will to continue after their last throw of the dice in early 1918 (a move which occurred as the Germans tried a last land tactic before the US arrived in force). Germany had to surrender; Versailles followed.   What should we make of unrestricted submarine warfare? This hinges on what you believe would have happened on the Western Front had the US not committed soldiers to it. On the one hand, by the successful allied attacks of 1918 US troops hadnt arrived in their mega millions. But on the other, it took the news that the US was coming to keep the Western allies functioning in 1917. If you had to pin it on one thing only, unrestricted submarine warfare lost Germany the war in the west, and so the whole war.

Salem co-operative education application Assignment

Salem co-operative education application - Assignment Example (Please note: bullet points are acceptable and, although, you are required to write no more than ONE page, you are encouraged to submit relevant documents, such as organisational charts.If your employer has a website please include the URL. reference the source of your information. Brand House Advertising Services started its operations in the summer of 1992. They offered services related to large format specialized printing of traditional and new media designs. The company has an expertise and experience in delivering quality printing that is way beyond the expectation of the clients. The number of employees working in the organization is less than 30. The company uses both modern technology and recent trends in creative and printing advertisements that helps in managing, creating and evolving as a part of a creative office that caters to the various advertising needs of the clients. Through utmost dedication, magnificent process and extreme hard work the company is able to create a nd maintain clear channels of communication for their customers. The main objective of the company is irrespective of what they are developing, a new product or creating a new identity for the brand within the existing guidelines, the company follows a well planned and designed development procedure that would help in placing it much more above the competitors existing in its area of activity. This helps the company in exhibiting their commitment towards the customers and the business. The main strategy of the Brand House Advertising Services is to gain a clear insight about the clients regarding what are they doing, who are their clients and what products and services are they offering to the target market so that accordingly Brand House can plan for the customers. Brand House provides advice to their clients regarding choosing of a most suitable medium of advertising that would create maximum impact on the customers. Since it is a private organization the turnover is kept secret. 3. Your Position Description Job Title: Administrative Coordinator Workplace Supervisor: Naif M. Alsuba EITHER Submit a copy of your official company Position Description. Or If you don’t have a Position Description Complete the AUT Business Co-operative Education Placement Position Description. You will need to source the information to complete this position description from your Employer Organisation. Description of the Position My role as an Administrative Coordinator is to coordinate the office procedures and operations and provide extensive support to the Administrative team. My job responsibilities also includes implementation administrative and office procedures and policies that includes maintaining correct records related to various office processes and coordinating various office supplies and operating system. The main responsibility includes extensive administrative support to the administrative team. CO-OPERATIVE EDUCATION PLACEMENT: Brand House Advertising Servi ce Company REPORTS TO: Naif M. Alsuba STARTING DATE: 10th of Aug 2013 CLOSING DATE: 10th of Nov 2013 The purpose of this position is: Taking dictation and writing correspondence Reading and screening correspondence Receiving and screening callers and visitors Coordinating the executive's calendar, schedule and itinerary Making travel arrangements Prioritizing and referring information appropriately Producing documents, charts and presentations Editing documents and preparing them for executive approval Maintaining

Independent Contractor or Regular Employee Assignment

Independent Contractor or Regular Employee - Assignment Example Statsky, Robert and Pamela (64) asserts that factors that need to be put into consideration are numerous but the main ones include, but not limited to the one summarized in the table below. An agency can be created by either through authorization by appointment (express authority) or authorization by the principal’s conduct (apparent authority). For the case where one is created through express authority and individual is chosen to act on behalf or for another. Here, there is no specific language used and the words used are adequate to show that an individual wishes to be represented by another. Mostly the mandate is issued verbally or through a resolution by the board of directors (Statsky, Robert and Pamela p 336). On the other hand, apparent authority is where the agent has the authority in cases when the principal, his words or conduct is rational in persuading the third party that the individual is authorized with the duty of binding the principal. Conduct that might include words that make agent not to doubt the principal agreement of them acting as an agent is enough to create an agency. The law finds the conduct of a person consenting knowingly and without objection for another person to be their agent to be an expression of authorization to the agent. This will keep away the possibility of the principal denying the fact that the agent was authorized. Always, the principal is estopped from refuting the agency thereby defending the third party who came into agreement with the agent in good faith (Statsky, Robert and Pamela p 444). Â  

Literary Analysis Essay Example | Topics and Well Written Essays - 500 words

Literary Analysis - Essay Example The story is set in an unspecified island and the significance of the dog training center to the story is minimal except that a puppy is brought into the picture in the later conversations. The inn itself is a studio cum home for the owner, an artist influenced by the French master Matisse’s work. This influence is conveyed subtly through the interior dà ©cor that reminds one of a woman’s womb and other symbols of female organs. The connection between the interior dà ©cor of the studio and the dog training center as seen from inside the inn is as enigmatic as the relationship between a man and a woman, as can be seen shortly. â€Å"Origin of the world† (para.10) is how the artistic shape given to the copper wire covering to the naked bulb on the table lamp described by the female companion of the couple. There was no discussion preceding this statement except that they were looking at the lamp from all angles trying to unravel the mystery of its shape. Again the statement, â€Å"Old enough† (para.13) is full of mischievous meaning that recurs at the end of the story (para.28) to inform the readers of casual encounters between strangers and travelers. â€Å"Beware.† (para.20) is the direct but still enigmatic reference to the growing interest between the inn owner and the male traveler. Sign boards, interior dà ©cor, dogs that attack are the symbols that are enigmatically used to create awareness of the risks of casual physical relationships. Just as careless approach to the dog center can expose one to serious risks, so does a casual physical relationship. Both are to be approached with caution and precaution. The influence of the beautiful female form either on artists or others is universal but comes with associated risks, says the author. Ann DeWitt scripts a beautiful and powerful story full of enigma, symbolism and pithy sentences to drive home the

Social Benefits of Diversifying Residential Units

Social Benefits of Diversifying Residential Units POTENTIAL SOCIAL BENEFITS OF DIVERSIFYING RESIDENTIAL UNITS DESIGN AS SMART GROWTH CITY PRINCIPLE IN URBAN AFFORDABLE HOUSING. Tan Wan Joo1, Lam Tuck Lone2 and Meor Mohammad Fared3 Master in Architecture1,2, Assoc. Professor3 Faculty of Design and Architecture, Universiti Putra Malaysia, Selangor. ABSTRACT In the recent years, urban affordable housing has been experiencing significant high rise residential growth. It is forecasted that the change that over the next 20 years the demographic profile of the municipalitys established suburbs, resulting in the need for a greater range of housing types. With the forecast, Malaysia and Singapore housing development is in the process of diversifying the unit layouts to cater for changing social needs which scenario has yet to be studied. The main purpose of this study is to determine the potential social benefits of diversifying high-rise residential units in the urban affordable housing in the context of Kuala Lumpur and Singapore. Additionally, it identifies the various appropriate high rise residential units design to meet the communitys existing and future needs of housing. By using multiple case studies method, the unit design will be analyzed based on the its size, its provided rooms, its total units and its provided basic facilities and amenities as well as how it benefited the society. Hence, this study significantly shows the prominent of the diversifying residential units design as smart growth city principle in the urban context of Kuala Lumpur and Singapore. Keywords: diversifying residential units design, smart city principle, social benefits, urban affordable housing. RESEARCH QUESTION What are the potential social benefits of the diversifying high rise residential units design towards the society? INTRODUCTION In todays urban development, high density and compact development has been significantly discussed to support the growth in population in the urban context. High rise residential developments, which is also called as vertical living, are strongly promoted in almost every governmental affordable housing planning policy to be set in context of city centre. The current market demands a sense of vibrancy and community in the mixed development that they live in (Bell, 2004). Almost 68% of all Malaysian, which is about 18 millions of Malaysian, have chosen to live in the towns and cities as it shows a relatively high developing of urbanisation in the developing country (Wan Nor Azriyati WAN ABD AZIZ, 2014). As the population growth in the urban context, the needs for more residential housing in the vertical form are desperately getting higher in order to support the change in the different life stages and the housing needs. Likewise, in Singapore, the needs of vertical form of residential housing has been rapidly increased along the growth in the population and the change of different life stages. Hence, Malaysia government has drafted ACT 739 under the Law of Malaysia to set up a body of organisation called PR1MA, Perumahan Rakyat 1 Malaysia, to plan, develop, construct and maintain the high quality of affordable housing. On the other hand, Singapore government has established a public housing authority, which is called Housing Development Board (HDB), to plan and develop the housing estates as well as to transform the town into more comfortable and living environment. There are various projects are being developed and constructed in the recent years, especially in suburban area and urban context. Both of the established organisations have implemented the smart growth city principles. The rapid speed of growth of the ongoing urbanisation in both Malaysia and Singapore has created the opportunities to implement the smart growth city principles in most of the development to avoid the highly inefficient urban sprawl in the urban context. However, one of strategies of smart growth principles stated that a range of housing opportunities and choices should be created and implemented in the development to support the different life stages of community. Therefore, diversity of housing choices in the selected projects has offered greater opportunities to create a more vibrant types of community, meanwhile, it also supports various range of incomes in one development. OBJECTIVES This study aims to analyze the potential benefits of diversifying high rise residential unit design in urban affordable housing to the society. LITERATURE REVIEW What is Smart Growth? Smart growth is defined as a development that supports economic growth, strong communities and environmental health. Smart growth development intended to create high quality of that makes the communities to achieve economically competitive, create business opportunities and strengthens the local tax base. In order to create and maintain great neighborhoods, the Smart Growth Network developed a set of 10 basic principles to guide smart growth strategies. (Anon., 2015) Ten Principles of Smart Growth 1. Mix land uses2. Take advantage of compact design3. Create a range of housing opportunities and choices4. Create walkable neighborhoods5. Foster distinctive, attractive communities with a strong sense of place6. Preserve open space, farmland, natural beauty and critical environmental areas7. Strengthen and direct development towards existing communities8. Provide a variety of transportation choices9. Make development decisions predictable, fair and cost effective 10. Encourage community and stakeholder collaboration in development decisions. By implementing the 3rd principle of Smart Growth, the development must provide a range of housing opportunities and choices to meet the communitys existing and future needs. The provision of quality housing for families of all life stages and income levels is an integral part of the smart growth approaches. There are various reasons that cities should offer a diverse range of housing choices for local residents. By integrating the planning structures for single and multi-family in new residential development, the development itself can support a more diverse population. It also allows more equitable distribution of households of all income levels. Besides, it is leading to create a higher demand for community services and facilities such as malls, schools, health care, office and recreation facilities. Diversifying housing in vertical form has also provided more opportunities in the development that allows the residents to have choices in a small piece of land. However, when the development focuses into one type of housing, it creates a number of potential issues. The development will manage to attract one type of resident, which does not achieve the goal of diverse population in term of age, income level, families and singles. Hence, this approach does not manage to create a sustainable community for the reason being that no single type of housing can serve the various demand of diverse household in todays market. Furthermore, if the types of community are being separated and group by the aspects of income levels, the locals with low income will be forced to accommodate in the suburb area and, hence, the social problems will be increased when the community are being segregated. What is Urban Affordable Housing? The concept of urban affordable housing can be defined as the allocation for rental or instalment must not exceed 30% of the total household income in the urban context (B Bakhtyar, 2012). By that means, the unit of housing can only be affordable if the residents household spend within 30% of its income on the housing costs, including the utilities, for them to live in the urban context where the growth of economic is rapidly increasing. What is PR1MA? PR1MA was established as a government owned company under PR1MA Act 2012 and under the supervision of Ministry of Housing and Local Government. It is established to help the intended demographic of middle income group to manage the cost of living in the context of urban areas. The residential houses are provided in the sustainable community and be priced within the range of RM 100,000 to RM 400,000. However, most of high rise residential development will be planned and further developed in the context of urban areas. Hence, this study will focus into the types of unit layouts of vertical living based on the following projects as the case studies. Case Studies of HDB in Kuala Lumpur, Malaysia 1. PR1MA @ Jalan Jubilee, Kuala Lumpur This development is one of the high rise affordable residential housing project located in the city centre and accessible through Jalan Loke Yew and Jalan Jubilee. This project offered three basic types of unit layout in the total of 543 units in 2.5 acres of land, which is shown in Figure 1 below. This development has included amenities for community, such as surau, community hall, kindergarten, shops, nursery and playground, to ease the community to walk within their compound for the basic facilities. The provision of three basic types of units, which comprise 3 bedrooms with 2 bathrooms for unit type A and C as well as 2 bedrooms with 2 bathrooms for unit type B, has given the opportunities to the small family to set up their family in the urban context. However, the vibrancy of community hardly to be achieved due to the development focuses into standardise the unit layouts into three basic types. Figure 1: Unit Layouts are shown accordingly for Type A (3 Bedrooms 2 Bathrooms), Type B (2 Bedrooms 2 Bathrooms) and Type C (3 Bedrooms 2 Bathrooms). Source: http://www.pr1ma.my 2. PR1MA @ Brickfields, Kuala Lumpur In the context of city centre in Kuala Lumpur, this development is being developed in the area with well-developed infrastructures in the surrounding site as it is accessible through 4 access points, for instance, New Pantai Expressway (NPE), Jalan Tun Sambanthan, Jalan Bangsar and Jalan Syed Putra. It is also located near train stations, Bangsar station and KL Sentral station. The development provides the basic facilities for the residents such as surau, community hall, kindergarten, nursery, gymnasium, playground and shops. However, due to the bigger land size, this development manages to provide more variety of unit layouts with the total of 920 units in 6.37 acres of land. The provision of five basic types of unit layout manages to show that this development has implemented one of the smart growth principles as it creates the diversified of housing choices and opportunities in order to cater a more vibrancy type of community within its own development. The development comprises 1 bedroom with 1 utility and 2 bathrooms for unit type A, 2 bedrooms with 2 bathrooms for unit type B, 2 bedrooms with 1 utility and 2 bathrooms for unit type C, 3 bedrooms and 2 bathrooms for unit type D and 1 bedroom with 1 bathroom for unit type E. See Figure 2. Figure 2: Unit Layouts are shown accordingly for Type A (1 Bedrooms with 1 Utility 2 Bathrooms), Type B (2 Bedrooms 2 Bathrooms), Type C (2 Bedrooms with 1 Utility 2 Bathrooms), Type D (3 Bedrooms 2 Bathrooms) and Type E (1 Bedroom Bathroom). Source: http://www.pr1ma.my What is HDB? The Housing Development Board (HDB) is Singapores public housing authority and a statutory board under the Ministry of National Development. Besides planning and developing Singapores housing estates, HDB also contributes in building homes and transform towns to create a comfortable living environment for all. By provides various commercial, recreational and social amenities in our towns for our residents convenience. HDB flats were built primarily to provide affordable housing to the poor and their purchase can be financially aided by the Central Provident Fund (CPF). Today, as many as 82% of Singaporeans live in public housing provided by the HDB. Case Studies of HDB in Singapore 1. Trivelis HDB, Clementi Avenue 4 Trivelis, a DBSS with 888 units comprises of 3. 4. 5-Room units in three 40-storey towers, and total site area is 21,906.5sqm. it is a development that stands out from the crowd, with its awe-inspiring architecture of striking black and white solid lines. With selling prices start from $390,000 to 770,000, it is a leasehold 99 tenure type of unit (HDB DBSS ).Same as others, this HDB flat has provided basic facilities for community such as playground, precinct pavilion, childcare centre, outdoor fitness station, open courtyard, open plaza, garden footpath and open turf area within its own development. Due to its strategic location in Clementi new town, a destination complete with convenient facilities and amenities such as as shopping mall, Clementi central, community center, masjid, recreational park at Jurong lake and institute such as NUS, Clementi Town secondary school, Japanese School and high school. Trivelis HDB is well located 5 minutes away from Clementi MRT station (East-Wes t line) and Clementi bus interchange, it is convenient to travel anywhere around just by taking public transport. The Trivelis HDB flats provide 3 fundamental types of unit layout, which is 2-Room type, 3-room type.and 4-Room type. The 60 sqm 2-Room type unit comprises of 2 bedrooms with 2 shared bathrooms, the 82 sqm 3-Room type unit comprises of 3 bedrooms with 2 shared bathrooms and the 105 sqm 4-Room type unit comprises of 3 bedrooms with 2 shared bathrooms and 1 study room for alternative uses. By creating a range of housing choices in the development, it supports more diverse population from different income level, ages group and families size to stay. A better balance of demand for community services and facilities will be provided equally such as schools for kids and teenagers, health care for elderly, office for adults and recreation facilities for everyone. Thus creating a sustainable community which serve the various demand of todays diverse household. Figure 3: Unit Layouts are shown accordingly for Typical 2-Room (2 Bedrooms 2 Bathrooms), Typical 3-Room (3 Bedrooms 2 Bathrooms) and Typical 4-Room (4 Bedrooms 2 Bathrooms).   Ã‚   Source: http://www.hdb-dbss.com/trivelis/#tab-floorplan 2. The SkyTerrace @ Dawson HDB flats, Queenstown The 758-unit SkyTerrace is made up of 5 towers of 40 to 43 storeys that sit atop a parking podium. With a Housing-in-the-Park concept, SkyTerrace used extensive and expansive green spaces across both developments. Residents will be greeted with a cascading green terrace on the faà §ade of the multi-storey carpark once enter to the flats. Well designated rooftop garden with landscape at the top level of the carpark will leads residents to an open space, aiding social interaction within the community. These green pockets encourage residents to exercise or even an evening walk within the community, jogging track is providing on the roof garden at the top level. SkyTerrace HDB flats has provided 6 types of unit layout, which is studio apartment type, 2-room type, typical 3-Room type, 3-Room with loft type, typical 4-Room type and 4-Room with loft type. The Studio apartment which combines living/dining area, master bedroom with bathroom, a household shelter and a kitchenette in a single unit. Typical 2-Room layout consists of living dining area, a kitchen with service yard, a household shelter, a shared bathroom, a master bedroom with bathroom and 1 double bedroom. While 3-Rooms layout comes in standard, loft with attached studio apartment configuration for the dual generation living concept. Typical 3-Room layout consist of living dining area, a household shelter, kitchen with service yard, a master bedroom with bathroom, a shared bathroom and 2 bedrooms. On the other hand, the 3-Room in loft type are designated to have living area with balcony, dining area, a household shelter, kitchen with service yard, a master bedroom with bathroom, a shared bathroom and 1 double bedroom on lower floor; another set of living, dining area and kitchen on upper floor with having same concept as studio apartment type, master bedroom with bathroom and an alternative single bedroom turn from family area. Planning of SkyTerrace is perfect for variety income level of people in different stage of life course, it reflected the diversity of housing unit in high-rise. The concept of diversity layout in 3-Room type is suitable for dual generation who having children and elderly parents living together. And also normal household who buy the loft unit as invest and rent out one of the floor to earn extra income. While the studio apartment layout is just nice for 1-2 residents such as growing senior citizen, single-person and married-couple without child. Figure 4.1: Unit Layouts are shown accordingly for Studio Apartment (1 Bedrooms 1 Bathrooms), Typical 2-Room (2 Bedrooms 2 Bathrooms), Typical 3-Room (3 Bedrooms 2 Bathrooms) and Loft 3-Room Type (3 Bedrooms 3 Bathrooms). Source: https://dawsonites.wordpress.com/2014/12/08/floor-plans-suggested-layouts-for-dawson-skyterrace/ Figure 4.2: Unit Layouts are shown accordingly for Typical 4-Room (3 Bedrooms 2 Bathrooms) and Loft 4-Room (4 Bedrooms 2 Bathrooms). Source: https://dawsonites.wordpress.com/2014/12/08/floor-plans-suggested-layouts-for-dawson-skyterrace/ Impact of social benefits forward to the society A diversity of high-rise residential units helps respond to the housing needs of communities at different stage of life course, it helps to provides opportunities for communities where people can move home without leaving their neighborhood. People first preference is often to stay living in their existing neighborhood where friends and support network are already well established. Secondly, greater housing diversity in high-rise residential units can help to fosters more opportunities for a wide range of income groups to choose their ideal housing types in well-serviced locations. Social interaction with neighbor from different background of race, ethnicity, culture and occupation helps in developing good-neighborly friendly relations, thus build up a caring homeland. Besides that, diversifying residential units foster a healthier community through the development of walkable communities. The most sought neighborhood characteristics of all buyers is walkability, living in a healthy community is everyones dream. More and more of us want to be live within a safe and comfortable walking distance of the destinations that meet our everyday needs, such as work, place to shop, eat, services, play and good transportation options that take us to downtown. A provision of walkable community would also contribute to ensure residents health by encouraging walking and cycling as major transportation method. By improve the walkability in the urban city, it helps to reduce the social disadvantage caused by rising fuel prices and transport costs. Residents burden on living expense get reduced, thus guaranteed their quality of life with less stress. CONCLUSION This paper has studied the impacts of social benefits forward to the society for having a diversity of residential units design in the development. Through the analysis of the multiple case studies, it has shown that authority of Singapore has enforced the urban affordable development to have a diversity of residential units design in order to capture the needs of the present and future. Along the process of life-changing cycle, the developments in Singapore manage to foster the opportunities for the community to choose the housing in all the life stages. However, in Malaysia, PR1MA is still struggling in the planning process to capture the vibrancy of communities in most of the projects due to the market demands. Hence, diversity of residential design units not fostered the vibrancy of communities but, it also creates a healthier neighborhood, enhances the economic growth and it reduces the social issues. REFERENCES Anon., 2012. Perbadanan PR1MA Malaysia. [Online] Available at: http://www.pr1ma.my/ Anon., 2015. Smart Growth Online. [Online] Available at: http://smartgrowth.org/smart-growth-principles/ B Bakhtyar, A, 2012. Affordable Quality Housing for Urban Low Income Earners in. Advances in Environmental Science and Sustainability, 4 December , p. 62. Bell, J., 2004. A Mixed-Use Renaissance. Mortgage Banking, 64(8), p. 66. Wan Nor Azriyati WAN ABD AZIZ, 2014. Vertical Living Phenomenon in Malaysia. FIG Congress 2014, 16-21 June, pp. Engaging the Challenges Enhancing the Relevance. Anon., 2015. Public Housing In Singapore-Fulfilling Dreams, Building Homes, Creating Communities, Singapore: Housing Development Board. Bell, J., 2004. A Mixed-Use Renaissance. Mortgage Banking, 64(8), p. 66. Whittlesea, C. o. (n.d.). Housing Diversity Strategy 2013-2033, 14. Petersen, A. (May 2011). Housing Diversity Guide. landcom, 7-8. Singapore Home Decor. (18 Jul, 2016). Retrieved from Amazing HDB estates in SIngapore- tour Sky Ville and Sky Terrace at Dawson: http://www.homeanddecor.com.sg/articles/83176-see-new-face-hdb-housing-dawson-estate (n.d.). Public Housing in Singapore. Singapore: Housing Development Board. Housing Diversity. (n.d.). Retrieved from Healthy Active by Design: http://www.healthyactivebydesign.com.au/design-features/housing-diversity Amazing HDB estates in Singapore- tour Sky Ville and Sky Terrace at Dawson. (18 Jul, 2016). Retrieved from Singapore Home Decor: http://www.homeanddecor.com.sg/articles/83176-see-new-face-hdb-housing-dawson-estate

Demand & Forecasting

DEMAND & FORCASTING Founded as a single store in 1960, Domino’s Pizza today stands as the recognized world leader in pizza delivery. From the beginning, we have been dedicated to the best of service, quality products and delivery excellence. They currently have over 9000 stores worldwide, all dedicated to providing great-tasting pizza delivered directly to your door or available for carryout. They have pioneered the pizza delivery business, and sell more than 400 million pizzas worldwide every year.Domino’s Pizza is recognized as a Megabrand by Advertising Age magazine, and has been named â€Å"Chain of the Year† by Pizza Today, the leading publication of the pizza industry, three times (Dominos). Metuchen is a very small town in Middlesex County, NJ. It is located right in the middle of Edison, NJ. It is only 2. 76 square miles with a population of over 13000. The median income is around $90000. There is approximately 5300 household consisting of 2. 56 people. A nd 30% of the population is under 18 years old (US Census). This can be interpreted as there are mostly families with kids in this community.Currently, there are no fast food pizza stores or any other fast food restaurants in the town. Edison does have many restaurants including two Dominos, one in South Edison and one in North Edison. However, neither of them delivers to Metuchen. The only direct competitor in the area is Pizza Hut. Metuchenites often get to know their local merchants and get personalized service they find missing at large chain stores in the nearby shopping malls Metuchen). Based on the Metuchen demographic information, I chose the following variables: households, income, and price of complimentary goods.I believe households to be more relevant than population based on the fact that the town consists of families with one or more children. A household will consume one or more pies per visit. And people with children are more likely to buy fast food. I chose to use income because income along with the fluctuation of price is a major factor for the demand of pizza. Also we used the variable for the price of the complimentary good Soda. People almost always buy soda or some other drink with their pizza. Although, there are some family owned competitors, I did not include them in this analysis because they are a ifferent type of pizza store. Dominos specializes in fast food delivery. And many of the family owned does not. VARIABLES Year| Qd| price/pie| soda/ liter| population| households| Income| 2010| 125000| 5| 1| 13,574| 5,249| 88,241| 2011| 127000| 5. 49| 1. 25| 13,648| 5,376| 91365| 2012| 129000| 5. 99| 1. 5| 13795| 5491| 94,410| Elasticity refers to the magnitude and the direction quantity demanded changes in response to a percentage change in the variable. Based on the information collected, we determined that all of the variables are inelastic. The price elasticity is 0. 163 and the price elasticity of soda is 0. 64. This means that the c hange in price will result in a lesser percentage change in quantity. Basically this shows that the fluctuation in price will not affect the demand too much. This is also true for the income. The income elasticity is 0. 452. This shows that if income increases, the demand for pizza will increase at a lower rate also. When price goes up, the Qd will go down based on the disposable income of the families. The income is high enough to withstand the price increase. This is also true for the number of households. Household elasticity is 0. 661. ELASTICITY rice/pie| soda/ liter| population| households| Income| 0. 163| 0. 064| 2. 935| 0. 661| 0. 452| 0. 173| 0. 079| 1. 462| 0. 736| 0. 473| Inelastic| Inelastic| Elastic| Inelastic| Inelastic| Smoothing techniques assumes that a repetitive underlying pattern can be found in the historical values of the variable being forecasted. The moving average is calculated by taking an average of past observations. The more observations included, the gr eater the smoothing effect. It gives the same weight to all the observations. The exponential model allows you to determine the weight of the observation between 0 and 1.Below we used four different smoothing techniques to forecasts the demand for pizza for years 2013-2015. The four models show the demand to be between 127500 and 128500. DEMAND FORECAST Year| Actual Demand| 5 year Moving Average| 3 year Moving Average| Exponential Smoothing w=0. 9| Exponential Smoothing w=0. 3| 2007| 126000|   |   | 126000| 126000| 2008| 129000|   |   | 126000| 126000| 2009| 131000|   |   | 128700| 126900| 2010| 125000|   | 128667| 130770| 128130| 2011| 127000|   | 128333| 125577| 127191| 2012| 129000| 127600| 127667| 126858| 127134| 2013| 128300| 128200| 127000| 128786| 127694| 014| 128100| 128060| 128100| 128349| 127876| 2015|   | 127480| 128467| 128125| 127943| The root mean square error is used to evaluate the accuracy of the forecasting model. The lower RMSE means the estimate is more accurate. RMSE RMSE|   | 811| 1933| 2790| 2377| Based on the RMSE for each of the estimates, I would estimate the 3 year moving average to be the best estimate. Although the 5 year moving average has a lower RMSE, I don’t think it is an accurate estimate because there are not enough years to get an accurate estimate. Based on the information collected, we could open a Dominos in the community and expect to do well.The forecast for demand of pizza seems to fluctuate between 127500 and 128500. Although the forecasts seems pretty stable, it doesn’t look like there will be too much growth unless the number of households and income have a larger increase that previously. The inelasticity of variables shows me that as price goes up, there will be a smaller decrease in quantity demanded. However, the income and the number of households are also inelastic. As incomes and households grow, so will the quantity demanded by a smaller increase. The price elasticity is sm aller than the income and household elasticity.So overall the quantity demanded should increase. WORKS CITED United States Census Bureau, US department of commerce, retrieved October 22, 2012 from http://quickfacts. census. gov/qfd/states/34/3445690. html Income Tax List, retrieved October 27, 2012 from http://www. incometaxlist. com/new-jersey-income-tax-by-zip-code-33. htm Domino’s Pizza, retrieved October 27, 2012 from http://phx. corporate-ir. net/phoenix. zhtml? c=135383&p=irol-homeprofile Borough of Metuchen, retrieved October 23, 2012 from http://www. metuchennj. org/brochure1999. pdf

Psychology and Sensation Seeker

Take a look at the material on sensation seeking on page 286 (Ch. 11). Do you consider yourself a sensation seeker? Why or why not? What are the advantages and disadvantages of your level of sensation seeking? I am not a sensation seeker because I prefer peace and happiness. I am the type of person that likes to see the same people and have a routine to follow which I feel comfortable in. The advantages of my level of sensation seeking are that I am more likely to find peace and happiness compared to someone who has a higher level of sensation seeking.The disadvantages might be people calling me boring and not having as much fun as I should be having. How would you rate your own achievement motivation? Why? In what ways is this an advantage to you? In what ways is it a disadvantage? I would rate my own achievement motivation very high. I say this because I fit all of the descriptions mentioned in the book and I enjoy excelling in the things I do. When I have an easy task in front of me I find it boring but when I have a difficult task I tend to feel worried because I might do poorly.This is an advantage because I know it pushes me to do better in all of the things I do in my life. It is a disadvantage because my self-esteem can be lowered when I don’t do well on something and it might also affect those around me. What did you learn about yourself from reading about the trait theories of personality? I learned that I have the following traits: Openness, Conscientiousness and Agreeableness. I am opened to new ideas, self-disciplined, sociable, talkative and affectionate.I am a weird mix because I am opened to new ideas but I tend to like routines and being comfortable with my surroundings. At the same time I am sociable, talkative and affectionate which is kind of weird. To better explain I am a junior accountant at a commercial real estate company who sits in a cubicle all day but I am very outgoing and talkative like a salesperson. I always get complimen ts from people for being so outgoing while being an accountant which is a weird thing. What did you learn about yourself from reading the other theories of personality? List and explain at least three things. ) I now know I am aware of my actions which is something I never really thought about before. I also learned that I am a person who enjoys doing things for the thrill that comes from doing things instead of doing things for the outcome. I also learned that I am self-disciplined which is something I never paid attention to before either. These are great things I learned about myself from reading the theories of personality which I would of never thought of before.How will you use this material on personality to improve your relationships (personal and/or professional)? I will use this information in order to better understand myself and other in both my personal and professional life. I know no two people are alike and now I can manage to speak to them and treat them based on th eir personality so they feel comfortable. I will also use this material to better understand myself and my way of thinking in order to excel at the things I do.

Effective Communication in Health Care Essay Example

Effective Communication in Health Care Essay Example Effective Communication in Health Care Essay Effective Communication in Health Care Essay There are many different ways that that a Medical Organization could be ran effectively and successful. As a dental technician in the USAF the type of organizational model used is based upon the Matrix model because there is usually two or more forms of supervision that one has to adhere to be successful in administering and completing patient care (Lombardi, Schermerhorn, Kramer, 2007). To be successful at any type of organization employees must be informed from the leadership and be able to come to their leadership with problems or concerns the way this is done within the dental clinic is through group meetings and utilization of chain of command (Personnel, 2011). The techniques that have been most effective for sharing ideas and information throughout the clinic include weekly meeting and suggestion box, those that are ineffective for sharing ideas and information have been emails and meetings held to close to lunch or the end of the duty day. In a health care work environment some of the techniques have to be modified, because of HIPAA (Hartley, Jones, Sullivan , David, 2010). Technology effects the process of sharing ideas and information because without technology emails, power point presentations at meetings, and so on would not be accessible to benefit expedited communication. Within a matric model organization like the dental clinic in the USAF there are many forms of techniques for communication that are effective and sometimes ineffective at sharing ideas and information amongst employees to benefit successful patient care. Organization Model within the Dental Clinic The matrix model is the organizational model that is used in the dental clinic within the United States air force. This model consists of teams that work together with often overlapping duties in order to accomplish a united goal in patient care (Lombardi, Schermerhorn, Kramer, 2007). This model is really effective because in the military everyone has to be trained in every area of their duty title in order to be able to accomplish patient care whether someone is deployed, moving, or temporarily working at another facility (TDY). As dental technicians within the military answering to more than one superior is detrimental to mission effectiveness, there is a person of direct leadership within the part of the clinic that you are working and a person of leadership that supervises and rates on the dental technician exclusively. Sharing Knowledge and Solving Problems within the Dental Clinic The dental clinic in the USAF has specific procedures for sharing knowledge and solving problems within the dental clinic. The chain of command and group meetings are indispensable practices that help with communication amongst employees. The chain of command takes issue or information brought down by the commander (highest ranking authority, dentist) and shares them with those beneath him so that they can disperse the information to the rest of the group (Personnel, 2011). This gives the commander a chance to handle greater issues while the information is simultaneously handed down the ranks. The leadership beneath the commander often calls group meetings to address problems and disperse information the commander has to share with the group. Techniques that are the Most and Least Effective within the Dental Clinic In sharing ideas and problems with the leadership to the rest of the group some techniques are really effective and others are not. Weekly meetings and the suggestion box are two techniques that are very helpful to share information and solve problems. These weekly meetings are snippets of the monthly meetings and often involve groups within a specific working area working on a particular project. The suggestion box allows anyone to put any suggestion or issue written down and placed in a box and the management team reviews these weekly and discusses resolutions at the monthly meetings. This helps those who do not like to speak in open forums such as the monthly/weekly meetings to still have their concerns heard. Ineffective ways of sharing information are emails and meetings held close to the end of the day/lunch. Emails are sometimes not that effective because many people do not have a chance to read them more than once a day because of the high patient care volume so some emails may have delayed answers or information. Meeting held close to lunch/end of day have slim attendance because people might still be held up in patient care. Techniques Applied/Modified in a Health Care Environment In the dental clinic many techniques that share knowledge or solve problems must be modified or applied in a different way because of HIPAA. HIPAA is a privacy act enacted within the 1990’s that ensures patient care is confidential. Emails sent that discuss patient care must not include any direct private information unless completely necessary, and if so, must have a privacy act disclaimer attached (Hartley, Jones, Sullivan , David, 2010). The suggestion box must also not have patient information present because it is not locked up, therefore information could be put in the wrong hands. Technology’s Effect on Techniques for Sharing info within Health Care Technology is definitely an essential part of almost every technique involved with sharing information within the dental clinic or any health care field. Without technology tools such as power point presentations used at meetings and emails used to forward important information to personnel communication would be affected. Technology is ever growing in health care today and the use of electronic records and electronic appointment systems are often the backbone of any health care organization. Conclusion For the matrix model organizational structure of the dental clinic in the USAF there are many techniques that help in sharing information and solving problems some greatly effective and others, not so much (Lombardi, Schermerhorn, Kramer, 2007). The dental clinic shares knowledge and informs employees through monthly meetings and the chain of command (Personnel, 2011). Weekly meetings and the suggestion box are very effective at sharing information while emails and meetings to close to lunch/end of the duty day are not. These techniques are modified or applied differently in a health care environment because of HIPAA (Hartley, Jones, Sullivan , David, 2010). Technology has also affected these techniques because the use of technology via power point presentations, emails, and so on is the back bone of sharing ideas/information in health care today. Organization structure is very important and how information and solving problems within a health care organization effectively can greatly improve the overall goal of successful patient care!

How To Write A Business Memo [Free PDF Template]

How To Write A Business Memo [Free PDF Template] What is the meaning of internal memo? The term "internal memo" is actually redundant since a memo is always an internal document. A memo is a business document that communicates information internally in an organization. A business letter communicates information outside of an organization. Email is used both inside and outside an organization. Here is a standard business memo format model. Note: a business memo should not exceed two pages. Memo Format Example Letterhead (drop down 1.5 inches from Letterhead) Memo To: Name of Person and Title in Organization From: Your Name Date: Month, Day, Year Subject: Be very specific (NOTE: There is no salutation greeting in a memo, as there is in a letter or email.) I propose that we purchase or lease a van to serve as a mobile bookstore. We could use this van to generate sales in the outlying towns and villages throughout the state where our retail stores are not penetrating. (Direct and brief introduction which sums up the point of the memo succinctly.) Rationale for Van (informative heading.) We have been aware for some time that many small towns around the state do not have adequate bookstore facilities, but the economics of the situation are such that we would not be able to open a comprehensive branch and operate it profitably. However, we could afford to stock a van with books and operate it for a few days at a time in various small towns throughout the state. As you are probably aware, the laws of this state would permit us to acquire a statewide business license fairly easily and inexpensively. (Provides brief, but full, background and feasibility information to the reader.) With the proper advance advertising, we should be able to generate much interest in this initiative. It seems to me that this idea has much merit because of the flexibility it offers us. For example, we could tailor the length of our stay to the size of the town and the amount of business generated. Also, we could customize our inventory to the needs and interests of the particular locales.(Additional persuasive information.) Actions Request The driver of the van would act as the salesperson, and we would, of course, have copies of our complete catalog so that mail orders could be taken as well. Please let me know your thoughts about this proposal. If you wish, I can explore the matter further and generate cost and sales estimates. (Clear closing that asks for specific action.) Memorandum Format PDF Example The Purdue University Online Writing Lab shares this downloadable PDF example. It provides another strong example of proper formatting. Notice the format: All text is justifed to the left side of the page. None of the first paragraphs are indented. Business documents use justified left format, while academic format indents the first paragraph. Text is single spaced between lines. There is double spacing between paragraphs. How to End a Memo Notice that there is no closing signature in a memo, as there would be in a business email or business letter. The best ending for a memo is a clear closing action, stated in the last paragraph. And, be very clear about what you want your reader to know or do after reading the memo, which makes it easy for your reader to respond. Master Business Writing in This Course: Effective Business Writing Techniques

The sub-prime mortgage crisis Essay Example | Topics and Well Written Essays - 2000 words

The sub-prime mortgage crisis - Essay Example The US sub-prime crisis is the historic turning point in the US economy and global culture. It is the result of the collapse of the speculative bubble in the housing market that began to burst in 2006 and has had rippling effects across many countries in the form of financial failures and global credit crunch. The current credit crisis which is the wave of the collapse of the US sub-prime mortgage market can be evaluated by understanding the history which is associated with it in terms of the effects it has had on the borrower as well as the financial statements of the banks, other financial institutions and the investors in the mortgage backed by securities around the world (Walters, 2008). The mortgage lending market is divided in two sectors prime and sub-prime. Prime borrowers are marked by high income, strong credit rating and sound savings. Sub-prime mortgages are loans which are extended to borrowers who have low credit score, no savings, blemished credit history and weak debt to income ratio. Sub-prime borrowers are considered riskier by the lending institutions and are generally assessed at higher interest rates than the prime borrowers. The sub-prime mortgage market emerged and flourished in the 1990’s. The new trend of extending loans or credit to borrowers with less than perfect profiles was adopted in 1990’s and continued until 2005, resulting in increased homeownership recording 64.1 % in 1993 and 68.9% in 2005(Carpenter,2008). The expansion of sub-prime market improved the access of credit and resulted in the boom in the real estate market. This also led to the expansion of credit to those borrowers whose credit was blemished. This period was also backed by strong overall housing market with increasing value of the home prices. Though this trend did not continue and in 2006 the housing market began to slow down, which resulted in rising late mortgage payments, foreclosures and defaults. This resulted in the collapse of the US sub-pr ime mortgage market. The crisis had widespread impact on the borrowers, investors, financial institutions, securitization, and mortgage broker which led to more involved government regulation. With the emergence of the sub-prime mortgage on the larger scale, there has evolved a new term in the lending world 'predatory lending'. It was seen that as sub-prime market increased so did predatory lending in some form or another. The Joint Report offered this definition: "In a predatory lending situation, the party that initiates the loan often provides misinformation, manipulates the borrower through aggressive sales tactics, and/or takes unfair advantage of the borrower's lack of information about the loan terms and their consequences. The results are loans with onerous terms and conditions that the borrower often cannot repay, leading to foreclosure or bankruptcy" (Carpenter, 2008). This brings in the ethics applied in the lending industry where sub-prime lending can be encouraged and predatory lending can be controlled using regulatory authorities. Owning a house is very noble desire very intrinsic to the happiness of the human beings. When the system goes against this virtue and creates more damage to the parties concerned it becomes a widespread crisis. Sound ethical practice applied to different segments of the mortgage industry will provide a channel which will help solve this ruthless money making machinery from exploiting the situation of nave customers or borrowers. The first time home buyers are elated and confused. It is an intimidating experience for the borrowers especially if they have been declined credit because of their income or credit history. It is a challenging task to negotiate the maze of loan processing which are overwhelming in terms of loan terms, fees, and financing documents. Most of the time borrowers place their trust in the broker or the lending authority which initiates the

Business research Skills Essay Example | Topics and Well Written Essays - 2000 words

Business research Skills - Essay Example The study revealed that the general confidence of students increases from first year to third year. Introduction In today’s society, education has a vital role to play in political, economic, cultural, social as well as intellectual life. It has the ability to increase the quality of life for individuals. Tertiary education, also referred to as third level education is particularly essential in improving individuals’ lifestyle. In addition, third level education can help individual secure exciting job opportunities. It represents a crucial transition for students as they join from secondary school and most of them will go out to the job market upon completion. It is a transition from school life to employment. When students join college or universities from secondary school, they are always looking naive and they do not know what to expect at the tertiary level. They do not have any research skills or they have too little if any. For most of the students, it is a dream come true when they join universities and college but their confidence is usually very low (Shapiro, 2009). In fact, some do not have any confidence at all. Studies have indicated that most students who have dropped their studies at the tertiary level always drop while in their first year. There are a number of reasons that can result to the dropouts. One of the reasons is their lack of confidence. Higher education is a complete new experience for them (Burton & Schofield, 2011). For any individual, new experience always have a strong impact and is usually essential determinant of their progress to the next level. First year is a challenging year for many students. It is viewed as a make or break year to them. Students who progress past first year have a higher chance of completing their studies since their confidence builds up as they advance towards the third year. Epistemology This term generally means knowledge. In philosophy, it refers to the scope of knowledge as well as the n ature of knowledge (Rescher, 2003). It addresses the ways in which knowledge is acquired. In addition, it gives a distinction between true knowledge and untrue knowledge. Education is all about acquiring knowledge. When a student joins college or university, their main objective is to extend their knowledge so that they can be ready for the job market. Lack of knowledge keeps their confidence at a low level. However, as they acquire knowledge across their 3 years in the university, their confidence increases and they can be ready to work on their own. Their epistemology increases and their confidence also increase in the process. Ontology Ontology refers to the study of the nature of reality or existence. It attempts to explain the entities that exist, how they exist and why they exist (Adelsberger, 2008). This term is usually confused with epistemology. However, it can be used in the context of knowledge sharing where it means specification of a conceptualization. It describes conc epts as well as relationships that might exist for a given agent. Ontologies in technology are domains that can be understood by computers and can be used in research. They assist in sharing information within education systems and they also personalized student support. Therefore, ontologies can be effective in improving the students’

INDIVIDUAL REFLECTION (700 words) Managing Groups and Teams Essay

INDIVIDUAL REFLECTION (700 words) Managing Groups and Teams - Essay Example There was a feeling that some people in the group always benefit at the expense of others. Such sentiments had been gained after watching movies where in most cases those who did not put any effort benefited the most, while the hard working people got a small share of the reward. However, hard work, as groups is advantageous than working individually. This is because it is possible knowing much through the discussions forums. Group activities have made it possible for me to change the bad attitude towards group work. It was learned that working as groups can be sometimes motivational to members. The greatest lesson learned through the group work was that teamwork involves synchronizing aptitudes, attributes, and positions. The same sentiments are shared by Cardona and Wilkinson â€Å"If people use their aptitudes and position in an isolated way without taking other team members’ aptitude and positions into account, they are not working as a team. Rather, they are working on their own company† (Cardona and Wilkinson, 2006, p. 3). In the group, members were motivated by encouraging them to do the research and were given assistance in cases of difficulties. Gradually, each other’s weakness were learned and eventually, it was possible to work on the weak points hence making the weak group members strong. During the group work, various challenges were encountered. One of the challenges was that the group had not met before with the rest of the group members. This made the initial stages difficult. However, as time progressed, they understood each other’s weaknesses group. The group work became easy for them and even enjoyed participation. Additionally, there was the intellectual challenge, which involved understanding the behaviors and characteristics of group members. This mainly occurred during group discussions. It became evident that some members had a difficult time in settling for a good answer with other group members. Most notably, there was a